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 Carol's Journey

The following advice is based on my experiences
But not a prescription cure all in every instance
Each person needs to evaluate their own situation
Before determining reasonable cost effective options

For those who have pre-existing medical conditions
Private insurance comes with limited coverage options
Providing very low benefits per month they will pay
Even excluding drugs so many people take each day

Group health insurance plans offered through an employer
With high deductibles and premiums are not much better
Drugs classified by tiers whether generic or brand name
Limited formulary list if cheaper drug will work the same

But every person is uniquely different in chemical balance
Created in the image of God and with significant relevance
To label alternative drugs as one fits all is totally off base
Side effects, diseases and other factors come into place

With our high cost of living people are seeking other options
Mail order is one way but should be considered with caution
Drugs requiring refrigeration pose health risk when shipped
Ice packing by FDA standards must be followed and used

Before deciding to switch all your prescriptions to mail order
Start early with over a month supply and inform your doctor
Explain your reason, due to coverage change or saving costs
When pharmacy seeks script, they should accept your request

Unfortunately, I learned these valuable lessons the hard way
My drug was taken off assistance and too much for me to pay
I needed to make an appointment for a follow-up office visit
After that, two out of three meds he still denied my request

I asked pharmacy to contact my family doctor and I also called
She knows me well and right away she faxed it back approved
Even before I left her a message, without asking any questions
I felt better realizing now she understood my whole situation

Some doctors seem more concerned with their bottom profit line
Rather than listening to needs of patients and giving of their time
I placed my order a week before and for two days it was delayed
Pending the outcome, he may lose a patient by his actions portrayed

It would probably be better to switch specialists and leave him now
Since nurse misled me about his approval, it was very wrong anyhow
But the pharmacy was also at fault when doctor disputed one quantity
Then waited until next day to advise he denied other two drugs entirely

© Carol S. 2/15/13







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