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 Carol's Journey

New Health Insurance

October application denied subsidy
Marketplace glitch more than likely
File appeal or get letter of exemption
Neither choice seemed viable solution

Local agent offered his gained insight
Delete old then resubmit it on website
Meeting set up in his office Thursday
Second go around approved instantly

Selected plan from list earlier discussed
Coverage will take effect January first
Monthly premium half of current policy
God’s timing and provision all the way

Subsidy based on sliding income scale
Provides extra policy benefits as well
Lower deductible and max out of pocket
Great for individuals on limited budget

Deductible only major expenses apply
Office visits and prescriptions co-pay
First three doctor visits for year free
Mammogram paid another plus for me

Lord, Your timing and plan set in motion
Spared me temp agency insurance option
Apparent less coverage at greater expense
Your hand evident in this whole incidence

Even in process of cancelling old insurance
You gave me peace in midst of disturbance
Burden lifted help me focus more on You
With fresh wonder in this holy season too

© Carol S. 12/14/13

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