Poetic Verses
That Credit
What a joy it was on my own, a young man
Having a job, which means money now in the hand
To buy food, I liked , party and of course car and clothes
So lost in this, but never the problems that arose
My eyes glow when I could acquire that credit card
It seems a dream come true, or that my prayers were heard
Never in anyway saw how some aspects of my life it retard
Perhaps wanted to show off to my friend that new lord
But alas came the time came for the repayment
So I decided to go the route of minimum payment
But then see that this turn out to be so minimal
As high interest, just left nothing much for the principal
Then overtime I could see the erosion of my financial base
Through credit was no doubt gradually losing the race
Now I could see how such a state of financial mismanagement
Could occur if one ever become that complacent
But how could I find myself in such a position
After years of watching my parents in operation
How there were so astute, such financially prudent
It seems that observing still did not make me a good student
This memory was the catalyst that told me I am should be more vigilant
Exercise Care and course be more financially stringent
Do after many years of exercising some grit and discipline
There are positive signs that my finances are improving
Having a job, which means money now in the hand
To buy food, I liked , party and of course car and clothes
So lost in this, but never the problems that arose
My eyes glow when I could acquire that credit card
It seems a dream come true, or that my prayers were heard
Never in anyway saw how some aspects of my life it retard
Perhaps wanted to show off to my friend that new lord
But alas came the time came for the repayment
So I decided to go the route of minimum payment
But then see that this turn out to be so minimal
As high interest, just left nothing much for the principal
Then overtime I could see the erosion of my financial base
Through credit was no doubt gradually losing the race
Now I could see how such a state of financial mismanagement
Could occur if one ever become that complacent
But how could I find myself in such a position
After years of watching my parents in operation
How there were so astute, such financially prudent
It seems that observing still did not make me a good student
This memory was the catalyst that told me I am should be more vigilant
Exercise Care and course be more financially stringent
Do after many years of exercising some grit and discipline
There are positive signs that my finances are improving
