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Roof and Credit Experiences (with Thanksgiving note)

When my new roof was installed recently
God provided in countless ways abundantly
He equipped men with skills to perform labor
More manna blessings from heaven came later

Leaf guards added were not quoted originally
But left over shingles lowered price dramatically
My church agreed to fund set percent or amount
I would pay the balance after it was divided out

Since final bill almost equaled their amount total
They decided to pay it in full instead of partial
I was speechless and overwhelmed by the news
They reached far beyond to meet my deep need too

Tuesday I paid the balance on my home equity loan
Relief and load lifted just with the interest saved alone
Loan still open until it ends almost five years in future
God will guide me each step before I borrow for sure

During the last two months another situation developed
Credit card account noted as delinquent suddenly closed
Earlier identity theft led to replacement card issued in June
Not changing account number on bill pay resulted in doom

Grace period given to update account info within 90 days
I paid on time yet now I understand the processing delay
But two months of late charges and interest were reversed
Along with credit for amount I overpaid by check reimbursed

In the process of applying for a lower interest rate on my loan
My credit score had now dropped 120 points in a month alone
New credit card application denied due to wages and credit rating
Lower reward card issued with chance to start my credit rebuilding

God also prompted me to obtain my latest credit report history
Revealed another credit card from four years ago in delinquency
I called for explanation and they will take it off my record too
God will restore my credit in His timing and carry me through

This Thanksgiving season I have so much to be grateful
Six month temp job, new roof and loan both paid in full
Most of all for the gift of eternal life through His Son
As Tiny Tim said in his little voice God bless us everyone

Carol S. 11/15/12

NOTE:  Friday, I received an email from my former supervisor at
       my old job.  She wanted to know if I was available and
       willing to help out with inventory. I will be working
       Wednesdays there all day starting November 28th for a month.
       It will seem different being there again, but I know God
       will help me adapt. I have two extra out of pocket medical
       bills right now, plus I can definitely put the money to use
       in other ways.  God's timing is always perfect and I am so          
       grateful for how He continues to provide for my needs.

Happy Thanksgiving everyone!

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